![]() ![]() Taking on more credit to pay for credit can land you in financial hardship. This is where the Way Forward budget tool comes handy as it encourages you to take a longer-term view of your money and also, understand the monthly cost to an infrequent expense. This is when you might be hit with an ‘unexpected expense’ as you didn’t save up for the expense before it was due. For example, if you get paid monthly, you might budget for the month ahead but forget to consider the big bills that come through less frequently. This can leave them vulnerable to financial hardship. ![]() Many people have a short-term view when it comes to their finances and live paycheck to paycheck. If your provider won’t offer a better deal, do your research to establish if a competitor might. Contacting your lenders and service providers to negotiate a better deal is a guaranteed trick to save money.
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